The Fastest Way For Getting Out Of Debt: Chapter 7

Kathleen Donnelly


Foreclosures, Collections, Garnishments, Repossessions, IRS Levies, Student Loan Garnishment, Utility Shut-offs, Creditor Harassment!

When you are stuck in debt, it can feel like there is no way out. Every month, you see your expenses outpace your income. Meanwhile, your unpaid balance quickly gathers interest. If you lose your job or suffer some other personal setback, you may wonder how you will ever pay it all off.

The good news is that there is help available. At the Cleveland, Ohio, law office of Kathleen Donnelly, we help consumers get out of debt in a variety of ways. The quickest, most effective method for people suffering severe financial difficulty is through Chapter 7 bankruptcy.

Understanding Chapter 7 Bankruptcy

Chapter 7 bankruptcy allows you to eliminate many types of debt, and it typically takes only about three months. Filing for Chapter 7 automatically stops most types of collection actions, meaning that you will be able to stop wage garnishment, lawsuits and harassment from creditors. When the process is completed, most of your debts will be erased, leaving you in much better financial health.

Chapter 7 typically requires selling some of your assets to pay your creditors. For this reason, it is sometimes known as "liquidation bankruptcy." However, it is important to note that federal and state law allow for many exemptions from liquidation. This means that you will be able to keep much of your personal property, and possibly your house and car after filing for Chapter 7.

Experienced Consumer Bankruptcy Attorney

At the law office of Kathleen Donnelly, we have helped many people eliminate their debts through Chapter 7 bankruptcy and other forms of debt relief. We help them hold on to the property that is most important to them while they find a way to a healthier financial future.

Kathleen Donnelly has been a lawyer since 1989 and has concentrated on bankruptcy for more than 10 years. Her experience allows her to provide our clients with valuable advice on complex matters of bankruptcy, including issues of tax debt and student loan relief.

Take the first step toward financial health by calling us at 216-939-5315 to set up a free initial consultation. You can also contact us by email.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. 11 USC Section 528(a).